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No matter your budget or financial standing, we have a plan that fits you as impeccably as your mattress.

Financing & No Credit Needed Options

Midwest Mattress Credit Card

Applying for mattress financing is as easy as 1, 2, Zzz. Pay for your bed over time, so you have one less thing to lose sleep about.

Special financing for 6, 18, or 48 months.1
A dedicated credit line to use again for any future bedding needs†
Financing options available every day, with convenient monthly payments†


Takes only seconds to get approved for up to $6,000 on a lease-to-own contract. More than 80% of applications are approved — even those with low credit scores.

High Approval Rates
90-day payment option
Early Payoff Discounts

If approved, you can finish finding your perfect bed online. Or you can print your approval confirmation and bring it into your nearest Midwest Mattress to make the bed-buying process even easier with our Certified Sleep Experts.

1 Subject to credit approval. See store for details.

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